Get the ball rolling: Use these resources to help us begin to identify your financing options.
Unsure if you qualify for a loan? Please answer these quick questions to determine your eligibility before you can access the application page.
Are you currently unemployed or receiving state benefits?
Do you have multiple collection accounts or numerous late payments?
Have you had any recent late payments on your mortgage?
Have you declared bankrupt in the last 7 years?
Do you have at least 2 years of established credit?
Are you a US citizen or permanent resident?
Is your credit score below 680?
Do you have documentation to prove your income (pay stubs, tax returns, and a divorce decree for any alimony or child support)? If you are self employed do you have your most recent 2 years tax returns complete and does your AGI (line37 on tax return) match the income on your application?
Is your debt to income ratio higher than 42%?
Feel free to use this Debt to Income Ratio calculator.